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  About
Tim Murray, CFP®,
CDFATM
 Murray
Financial, Inc. is owned and operated by Timothy T. Murray, CFP®,
a CERTIFIED FINANCIAL PLANNER Professional. Tim has lived in Northern Virginia for over 30 years, has been a
small business owner since 1993 and a financial planner since 2001.
Tim is married to the former Polly Bailey and is the proud father of three
children. 
Tim worked as a Civil Engineer and
Land Surveyor for 7 years and as a co-owner (with wife Polly) of an after-school
tutoring center for 8 years. During those eight years, Tim earned his
Masters Degree in Education and taught in an elementary school for two years.
In 2000, Tim & Polly jointly decided to close their tutoring center to allow
Tim to fully pursue what had been his strong interest for many
years - personal finance. Tim very much enjoys helping others
with their financial planning, whether it is a recent retiree, a small
business owner, or a recent college graduate.
Prior to the formation of his new firm in 2005, Tim was
affiliated with Capital Planning & Investments, Inc. for 4 years as a financial
planner.
A primary motivation of Tim opening his own
firm was his belief that that the fee-based investment advisory business
model (as opposed to commission based) is most advantageous for his current
and future clients. He does not have corporate or managerial motives influencing his decision making, nor does he have the potential lure of large commissions
skewing his recommendations. The income Tim receives for investment advice
is limited to hourly charges or an asset under management annual fee.
Tim has been preparing personal tax
returns since 1986
and has stayed current with the latest tax law changes
by participating in annual continuing education courses.
With Tim's varied work and life experiences, he is able to
bring a vast, yet balanced perspective to most financial decisions.
Education:
Florida State University,
Financial Planning Certificate, 2001
George Mason University, M.Ed. Education, 1997
Virginia Tech, B.S. Civil Engineering, 1986
Designations:
Certified Financial PlannerTM
Professional
Certified
Divorce Financial AnalystTM
Licenses:
Registered Investment Advisor (RIA) Representative
Virginia Life and Health Insurance Licensee
Professional Memberships (click on
name for organization's website):
Financial Planning Association (FPA)
Certified Financial Planner Board of Standards, Inc.
(CFP Board)
National Association of Tax Preparers (NATP)
Institute for Divorce Financial Analysts (IDFA)
International Academy of Collaborative
Professionals (IACP)
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